Bitcoin
Source of truth
The settlement anchor for the Bitcoin-native lending and borrowing track.
Bitcoin-native lending track
The multichain platform, with Bitcoin lending and borrowing at its core.
uLend is being built as a Bitcoin-native lending and borrowing platform. The architecture keeps Bitcoin as the source of truth, uses SCL for deterministic execution, grows through the Orobit ecosystem, and reaches production customers through SQRL.
Architecture
One system, clear boundaries.
SCL
Deterministic execution
A bounded execution framework for replayable financial applications using Bitcoin-derived context.
Orobit
Open ecosystem
The engineering ecosystem for standards, tooling, reviewed implementations, and the route from experiment to production.
SQRL
Commercial Layer 2
The closed-source product layer that brings the infrastructure to market through governed financial workflows.
Connected today
BlockDAG market integration
BlockDAG remains a supported connected market. Supply, borrowing availability, wallet connection, and route preview continue to be validated against its canonical network configuration.
Open connected marketsIn build
Bitcoin-native lending and borrowing
The Bitcoin track is being designed as a governed lending and borrowing workflow. It is not presented as live transactional lending until the SCL contracts, settlement model, security review, liquidity, and controlled pilot evidence are complete.
View cross-chain route preview