Bitcoin
Source of truth
The settlement anchor for the Bitcoin-native lending and borrowing track.
Bitcoin-native lending and borrowing, built for a multichain market.
uLend keeps Bitcoin as the source of truth, uses SCL for deterministic execution, grows through the Orobit ecosystem, and reaches customers through SQRL.
Built in public, released with evidence.
The Bitcoin track is not presented as live transactional lending until the contracts, settlement model, security review, liquidity, and controlled pilot evidence are complete.
One system with clear boundaries.
Each layer has a defined job. This makes the path from an engineering experiment to a customer-facing financial product easier to review.
SCL
Deterministic execution
A bounded execution framework for replayable financial applications using Bitcoin-derived context.
Orobit
Open ecosystem
The engineering ecosystem for standards, tooling, reviewed implementations, and the route from experiment to production.
SQRL
Commercial Layer 2
The product layer that brings the infrastructure to market through governed financial workflows.
Connected markets
Connected-market integration
Connected markets are available only when supply, borrowing availability, wallet connection, and route preview pass their configured safety checks.
Open lending marketsIn development
Bitcoin-native lending and borrowing
The Bitcoin track remains unavailable for customer transactions until its contracts, settlement model, security review, liquidity, and controlled pilot are complete.
View route preview